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Last Updated:
July 20, 2011

Alaska Real Estate

Save the Mortgage Interest Tax Deduction

With the proposed decrease or elimination of this important tax deduction, many Colorado families could no longer afford to own a home and current home values would further decline.  This would have a negative impact on homeowners, your business, and our state's economy.

Stop Needless Government Meddling in Real Estate Transactions and Contracts

Protecting the ability of Colorado homeowners and REALTORS® like you to own, use, and transact real estate by stopping new regulations and fees that will impede this process is critical.  Stopping legislation that complicates the home buying/selling process ultimately helps your bottom line.

Prevent the Qualified Residential Mortgage (QRM) Requirement

The proposed QRM would force families to make a 20% down payment in order to obtain an affordable home mortgage.  Many hard-working, responsible Colorado families would not be able to realize the American Dream of home ownership only because they do not have 20% to put down.  This would hurt our communities and your business.

Form a More Prudent Framework for Appraisal Management Companies (AMCs)

AMCs are often perceived as companies that drive down fees for independent appraisers, retain inexperienced licensed appraisers for work, and provide substandard appraisals to lenders and clients. The company offers services to a client, usually a lender, and consumers pay an appraisal fee.  Creating a framework that provides value and fairness for all parties is key to improving this part of the home buying and selling process.

Extend the Current Mortgage Limits for FHA and GSE's

Making the current mortgage loan limits for FHA and the GSEs permanent will ensure that Colorado families have equal access to affordable mortgage financing.  Well-qualified Colorado homebuyers do not need another hurdle added to the purchasing process.  Making the current limits permanent will help to eliminate uncertainty in home financing and support your business.